Most retirement calculators ask you to guess your spending. MoneyLens already measured it — your projection, stress test and contribution room all run off the same real numbers.
What the planning suite covers
Retirement projection: your nest egg at your chosen age and the monthly income it supports, including CPP and OAS
Monte Carlo stress testing across thousands of market paths, reporting how often the plan survives
RRSP, TFSA and FHSA contribution room tracked against your real balances
What-if scenarios: retire earlier, spend less, add income — compared side by side with today's plan
A written financial plan and investment policy statement you can download as a PDF
Insurance and estate gap checks with the reasoning behind each one
Six steps from questions to a written plan
Step 1 — Your goals: retirement age, target spending and what you are saving toward
Step 2 — Your risk profile, scored from a short questionnaire
Step 3 — Your numbers, pulled from your connected accounts
Step 4 — Gaps and risks in insurance and estate basics
Step 5 — Ordered recommendations with the data and limitations behind them
Step 6 — Downloadable financial plan and investment policy statement