Your business money, separate but not siloed Freelancers and small business owners get a real business ledger — with personal planning in the same login, kept strictly apart.
What you get on the business side Two ledgers, one login: business and personal books stay strictly apart with a single switch between them GST/HST tracked line by line as transactions arrive, ready for your accountant Invoices and receipts read, extracted and filed against the right client, with an override history Cash flow built for uneven self-employed income, shown across a rolling window Business expense categories — payroll, supplies, travel, software, contractors — categorized automatically Know where you stand before you ask a lender MoneyLens works out the ratios a lender looks at — debt service coverage on the business side, GDS and TDS on the personal side — from the accounts you have already connected.